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The cheap, fast way to send money abroad.

See how it works

Over 13 million customers

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FCA regulated

Learn more

You send exactly

ARS

6.13 GBP

Low cost transfer

Fee

993.87 GBP

Total amount we'll convert

449.894

Guaranteed rate (2 hrs)

Recipient gets

444,45.56

BGN

You could save vs banks

43.34 GBP

Should arrive

in 2 hours

Get Started

Available for you in

Nigeria

Send money cheaper and easier than old-school banks.

Send money at the real exchange rate with no hidden fees.

Send money

Spend abroad without the hidden fees..

We haven’t reached Nigeria with our debit card feature yet.

Receive payments like a local in 9 currencies.

Get your own UK account number, Euro IBAN, US routing number, and more.

See all account details

Convert and hold 53 currencies.

Holding multiple currencies is completely free, and we use the real exchange rate to convert.

See all currencies

Moving and living abroad just got simpler

Receive your salary, pension, and more.

Relocate without the stress — and without the multiple bank accounts. Share your details with your employer, pension scheme, family or friends, and get paid like a local.

Spend in local currency with your card.

Avoid the bank appointments, and start spending as soon as you get there. With the Wise debit card, you’ll always get the best possible exchange rate.

Move your money between countries.

Send money to 80 countries, always with a low and transparent fee. With Direct Debits in the UK, Europe, US and Canada, paying your bills and subscriptions across currencies is easier than ever.

Shopping through overseas online stores

Pay at the real exchange rate.

Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.

Always pay in the local currency.

If you’re shopping online, always choose to pay in the currency of the country you’re buying from. If you don’t have it in your account, the card will automatically convert to it from the account that’s cheapest for you. You’ll avoid Dynamic Currency Conversion fees.

Pay online securely with instant notifications.

Authorise payments with 3-D Secure authentication. Receive instant notifications when you spend.

Take the stress out of managing property

Save when you buy property abroad.

Sending and managing money with Wise is on average 6x cheaper than UK banks. And with our tiered pricing for large amounts, you get an even lower fee on any transfers over 100,000 GBP or equivalent in your currency.

Pay your bills remotely.

Hold 53 currencies in one place. Easily manage your mortgage and utility bills across currencies with Direct Debit in the UK, Europe, US and Canada, and pay tradespeople like a local.

Receive payments from tenants.

Get paid in 9 currencies with your own account details. And when the rate is right, convert your money in second

Receive money from around the world

Get paid like a local.

UK account number, Euro IBAN, US routing number, and more. All in one account. Receive your salary, invoice payments, pension and profit from shares.

Work anywhere and link your account to Amazon, PayPal and more.

Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.

Convert your money in seconds.

Receive payments from anywhere, and convert them to 53 currencies. You’ll always get the real exchange rate, and the low fees we’re known for.

Getting started

Get set up and start spending with your card in minutes.

Register in minutes

Verify your identity

All you need to receive money or order a card is your government ID.

Top up your account

You can add money using your bank account, Apple Pay, credit/debit card.

Transaction completed

Share your account details to get paid, or spend around the world with your debit card.

Get an account in minutes

Global support in a range of languages

We don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.

See most frequently asked questions

Security

Protecting you and your money

Every month, our customers trust us to move over £8 billion of their money. Here are some of the important ways we protect them.

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read morehere.

Audited regularly

We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

Regulated around the world

We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise

Learn how to stay safe

Coverage

Get these local account details

These are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local.

Australia Dollar